💳 Wells Fargo Active Cash® Card – Full Details (2025)
✅ Key Features & Benefits
- Unlimited 2% Cash Rewards: Earn 2% cash back on all purchases with no category restrictions.
- $200 Welcome Bonus: Receive a $200 cash rewards bonus after spending $500 within the first 3 months of account opening.
- 0% Introductory APR: Enjoy a 0% introductory APR for 12 months on purchases and qualifying balance transfers; thereafter, a variable APR applies.
- Cell Phone Protection: Get up to $600 protection against damage or theft when you pay your monthly cell phone bill with the card (subject to a $25 deductible).
- No Annual Fee: Benefit from all these features without any annual fee.
- Visa Signature® Benefits: Access additional perks like concierge services, roadside dispatch, and emergency cash disbursement. FinanzaSudAmericaFinanceBuzz+2Bankrate+2The US Sun+2Clark+3The US Sun+3Credit Cards+3financecardify.comwellsfargo.com+2creditcards.wellsfargo.com+2wellsfargo.com+2
📋 Eligibility Criteria
- Credit Score: Good to excellent credit score recommended (typically 670 or higher).
- Age: Must be at least 18 years old.
- Residency: U.S. citizen or permanent resident.
- Previous Wells Fargo Credit Card: Applicants should not have opened a Wells Fargo credit card or received a bonus offer in the past 15 months. The US Sun
📄 Required Documents
- Government-Issued ID: Valid identification such as a driver’s license or passport.
- Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN): For identity verification.
- Proof of Income: Recent pay stubs, W-2 forms, or tax returns to verify income.
- Employment Information: Details about your current employment status. The Mad Capitalist
📝 Step-by-Step Application Process
- Visit the Official Website: Go to the Wells Fargo Active Cash® Card page.
- Click “Apply Now”: Initiate the application process.
- Fill Out Personal Information: Provide your name, address, date of birth, and contact details.
- Enter Financial Details: Include your SSN or ITIN, employment information, and annual income.
- Review Terms and Conditions: Carefully read the card’s terms before proceeding.
- Submit Application: Once all information is entered, submit your application for review.
- Await Decision: You may receive an instant decision or be notified after further review.creditcards.wellsfargo.com+1YouTube+1FinanzaSudAmericaMasformulas+2financecardify.com+2onecartao.com+2
Alternatively, you can apply in person at a Wells Fargo branch.
📌 Summary
| Feature | Details |
|---|---|
| Cash Back | Unlimited 2% on all purchases |
| Welcome Bonus | $200 after spending $500 in first 3 months |
| Introductory APR | 0% for 12 months on purchases and balance transfers |
| Cell Phone Protection | Up to $600 (with $25 deductible) |
| Annual Fee | $0 |
| Recommended Credit Score | 670 or higher |
| Application Methods | Online or at a Wells Fargo branch |
✅ Frequently Asked Questions (FAQ)
1. What credit score is needed for the Wells Fargo Active Cash® Card?
Answer: A good to excellent credit score (typically 670 or above) is recommended.
2. Is there an annual fee for this card?
Answer: No, the Wells Fargo Active Cash® Card has no annual fee.
3. What is the welcome bonus?
Answer: You can earn a $200 cash rewards bonus after spending $500 within the first 3 months.
4. Does this card offer cashback on all purchases?
Answer: Yes, you earn unlimited 2% cash rewards on all purchases with no category limits.
5. How long is the 0% intro APR valid?
Answer: The card offers a 0% introductory APR for 12 months on purchases and qualifying balance transfers.
6. Does the card provide cell phone protection?
Answer: Yes, it offers up to $600 in cell phone protection when you pay your monthly phone bill using the card.
7. Can I apply for the card online?
Answer: Yes, you can apply online through the Wells Fargo official website or visit a branch.
8. What documents are needed to apply?
Answer: A government-issued ID, SSN or ITIN, proof of income, and employment details are typically required.
Description
Explore Wells Fargo Active Cash® Card 2025 details: 2% cashback, $200 bonus, no annual fee, eligibility, documents, and step-by-step apply process.