💳 Blue Cash Everyday® Card – Full Details (2025)
✅ Key Features & Benefits
- 3% Cash Back on U.S. supermarkets, U.S. gas stations, and U.S. online retail purchases, up to $6,000 per category per year; then 1% thereafter. NerdWallet+10The Points Guy+10American Express+10
- 1% Cash Back on all other eligible purchases.American Express
- $200 Welcome Bonus after spending $2,000 on purchases within the first 6 months. Condé Nast Traveler+2The Points Guy+2NerdWallet+2
- 0% Intro APR on purchases and balance transfers for 15 months; then a variable APR of 20.24%–29.24%. Your Best Credit Cards+3The Points Guy+3The US Sun+3
- No Annual Fee for the card. valuedyou.com+2CreditCards.com+2Money Crashers+2
- Additional Perks:
- Plan It®: Split large purchases into monthly payments with $0 intro plan fees for plans created within the first 15 months.
- Amex Offers: Access to exclusive deals and discounts with various merchants.
- Global Assist® Hotline: 24/7 emergency assistance when traveling more than 100 miles from home. The Points GuyUpgradedPoints.com+1Help Me Build Credit+1
📋 Eligibility Criteria
- Credit Score: Good to excellent credit score recommended (typically 690 or higher). onecartao.com+1The Mad Capitalist+1
- Age: Must be at least 18 years old.
- Residency: U.S. citizen or permanent resident.
- Income: Stable income and employment history. onecartao.com
📄 Required Documents
- Government-Issued ID: Valid identification such as a driver’s license or passport.
- Social Security Number (SSN): For identity verification.
- Proof of Income: Recent pay stubs, W-2 forms, or tax returns to verify income.
- Employment Information: Details about your current employment status.
📝 Step-by-Step Application Process
- Visit the Official Website: Go to the Blue Cash Everyday® Card page.American Express+1American Express+1
- Click “Apply Now”: Initiate the application process.
- Fill Out Personal Information: Provide your name, address, date of birth, and contact details.
- Enter Financial Details: Include your SSN, employment information, and annual income.
- Review Terms and Conditions: Carefully read the card’s terms before proceeding.
- Submit Application: Once all information is entered, submit your application for review.
- Await Decision: You may receive an instant decision or be notified after further review.
❓ Frequently Asked Questions (FAQ)
1. What is the Blue Cash Everyday® Card?
Answer: A cash-back credit card from American Express offering rewards on everyday purchases with no annual fee.The Points Guy+7onecartao.com+7New York Post+7
2. What are the cash back rates?
Answer: 3% on U.S. supermarkets, U.S. gas stations, and U.S. online retail purchases (up to $6,000 per category per year); 1% on other purchases.Your Best Credit Cards+10Forbes+10American Express+10
3. Is there a welcome bonus?
Answer: Yes, a $200 statement credit after spending $2,000 within the first 6 months.The US Sun+3The Points Guy+3NerdWallet+3
4. What credit score is needed?
Answer: A good to excellent credit score (typically 690 or higher) is recommended.onecartao.com
5. Are there any annual fees?
Answer: No, the card has no annual fee.
6. How can I apply?
Answer: Apply online through the American Express website.American Express+1American Express+1
Description
Discover the Blue Cash Everyday® Card from American Express: 3% cash back on everyday purchases, $200 welcome bonus, no annual fee, and easy online application.